Ways to get a Loan From a Credit Union

Whether you’re interested in a mortgage, car finance, unsecured loan, or any such thing in between—you can likely borrow the amount of money you may need from a credit union. Taking out fully that loan by way of a credit union instead of a bank or any other standard bank provides you benefits, including low interest as well as other favorable loan terms.

Maybe maybe Not certain where to start regarding getting that loan from the credit union? Santa Clara County Federal Credit Union will help!

Look At The Loan Type

Start with pinpointing the specific sort of loan you’ll need in order to explore the terms made available from your credit union. If you’re looking to pay back credit debt, as an example, taking out fully your own loan to consolidate that financial obligation can be your best option. At County Federal, we provide signature loans with rates as little as 9.365% repayment and APR1 terms as high as 48 months. If you’re seeking a personal credit line, secured loan, mortgage, or car finance, we could help you here too. We make an effort to provide the many interest that is competitive available for each variety of loan, along side versatile payment terms to meet up with your requirements.

Turn Into a Credit Union Member

So that you can borrow from the credit union, you will typically need certainly to turn into a credit union user. Fortunately, joining a credit union now is easier than ever—and in that way, you’ll open yourself as much as reaping all sorts of other advantages, including savings that are high-yield, automobile buying solutions, and much more.

fill out an application

Obtaining financing through County Federal is straightforward; you can easily fill an application in-person out at some of our branch areas, you can also take pleasure in the ease of filling in and submitting a software for almost any of y our available loan types online. Applying takes simply moments. For those who have any concerns on the way, certainly one of our experienced and friendly loan advisors is pleased to help.

Borrowing from the credit union is simple and convenient, particularly when you check out all of us at County Federal. Call us to find out more about our loan offerings or to begin the process of completing an application today.

1*APR= Apr. Prices as little as 9.365per cent APR, your rate might be greater according to your credit profile. Personal bank loan interest levels vary from 9.365per cent money tree to 19.365percent APR. All loan policies, prices and terms are susceptible to alter without warning and all sorts of loan demands are at the mercy of Credit Union approval. Terms offered as much as 48 months. Other rates and terms can be found. All loan prices quoted above (excluding bank cards) come with a 2% discount for automated re payments; if opting out of automated re payments add 2% to base rate optimum loan term predicated on amount financed. Re re Payment quantity per every $1,000 lent at 9.365per cent for 48 months equals $25.07 each month. To get more re payment examples, utilize our payment calculator.