A quicker, easier method of loans

This is one way company financing should always be

You may need funds? We’ve got funds. And we’re able to set you up in as low as twenty four hours. No hassle application, quick choice – communicate with us by what you need and we’ll do our better to accomplish it.

Small Company Loan

Fast access to a lump sum payment to pay for one-off costs or spend money on your company.

$5,000 – $300,000 3 – 24 thirty days terms Fixed day-to-day or regular repayments

Company Personal Credit Line

Ongoing usage of funds that will help you confidently manage company cashflow fluctuations.

$2,000 – $100,000 Renewable 12 thirty days term pay only interest about what you employ

Could your business usage some help? Today get started.

Why Prospa? It’s way that is today’s borrow.


Borrow as much as $300K with 10 minute application, fast decision and financing feasible in twenty four hours


moneykey login

Speak with people that are real. Company Lending professionals that are dedicated to getting you things you need, sooner.

Significantly more than 24,000 businesses that are small lent over $1.35 billion from Prospa to date. Join them.

“Prospa happens to be really advantageous to me personally. They’ve kept me personally running a business, in contrast to maybe finding it too difficult and determining we would definitely cease or offer.

Julie Wallace Verdaflore, NSW


Just how fast will I have a choice?

We could usually offer an answer in a single hour – so long us to use the advanced bank verification system link to instantly verify your bank information online as you apply during standard business hours and allow. If you opt to upload copies of the bank statements we could offer a determination in as little as one working day.

Just how fast will I have the funds?

On a business day and your application is approved, it is possible to have money in your account the next business day if you apply before 4pm.

Just how much am I able to borrow?

The total number of your loan is determined by the particular circumstances of one’s business. We cons $300,000.

How can you charge for the Prospa company loan?

Whenever you make an application for our company loan, we’re going to gauge the danger profile of one’s company and offer you by having a customised offer including loan quantity, term and rate of interest. Interest rates differ centered on things such as your industry, just how long you’ve experienced company, and also the wellness of one’s cashflow.

Whenever you sign up for a company loan with Prospa, the only real cost you are going to incur can be an origination fee. There are not any fees that are hidden our loans, and you’ll know how much you ought to spend so when from time one. There’s no compounding interest, no extra charges for very very early payment with no extra costs (so long as you make your re re payments on time).

If you want to get your own personal rate from Prospa, you need to turn to 1300 882 867 or finish our effortless online application.

Just how do repayments work?

To assist you avoid repayments that are missing provide repayments that participate in your hard earned money movement period – either daily or regular. They are immediately deducted from your own nominated company account.

Will my information be protected with Prospa?

Protecting your data, being clear about how precisely we gather, utilize, exchange and protect your details, is of huge value and an essential element of our relationship with you. View our Privacy.

Can it be safe to connect my bank-account towards the Prospa platform?

Yes. We utilize industry recognised encryption criteria to guard your individual, delicate and monetary information and a re ISO27001 certified, validating our dedication to consumer data protection and privacy. We utilize a sophisticated bank verification system url to immediately validate your banking account information online so we could give a quick reaction.

Do i want security to get into funds?

Prospa cons $100,000.

In the event that you continue steadily to fulfill your responsibilities underneath the center, such as for instance re payment responsibilities (as detailed in your agreement), safety won’t ever be needed. For facilities over $100,000, Prospa takes protection in the shape of a fee over your assets.

Do we be eligible for a funds with Prospa?

You are able to submit an application for a Small Business Loan or Business type of Credit money with Prospa in the event that you:

  • Can be an Australian resident (or resident that is permanent
  • Are over 18 years, very very own an Australian company (with a legitimate ABN/ACN)
  • Can show six months of trading for a brand new company (or three months for those who have purchased a business that is existing